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The difference between the loan balance and the home value is the owner's equity. Mortgage Expenses. Obtaining a mortgage loan incurs a list of expenses that must be paid at closing.

Expenses associated with a new mortgage include an application fee, a loan origination fee and loan discount points. Other costs include title insurance and appraisal and inspection fees. Certain lending sources have their own fees or fha loan quick insurance costs. The government sponsored mortgage programs from the FHA, VA and Rural Housing Service have fees or insurance premium that could be included in the cash required at closing.

Prepaid Expenses.

Fha loan quick

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