Standard bank personal loan application form

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Standard bank personal loan application form

Primary Residence: A dwelling where one actually lives and is considered as the legal residence for income tax purposes. Principal: The amount of debt, exclusive of interest, remaining on a loan. Principal and Interest to Income Ratio: The ratio, expressed as a percentage, which results when a borrower's proposed Principal and Interest payment expenses is divided by the gross monthly household income.

The maximum allowable ratio for MOP loans is 40. Also known as PI ratio. Processing: The preparation of a mortgage loan application and supporting documents for consideration by a lender. Program: The term "Program" refers to any loan made under a University of California Home Loan Program.

Standard bank personal loan application form

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Standard bank personal loan application form